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Why You Should Combine Your Online Savings and Checking Accounts
The traditional bank depositor has both a savings and checking account. The checking account provides the depositor with liquidity – a means to pay bills and withdraw cash when needed. The savings...
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How a 401(K) Plan Teaches You Investing
For many Americans, our first exposure to the investing world is through the company 401(K) plan. While IRAs and discount brokerages are important tools in the investment industry, it’s better to...
View ArticleTo Rollover or Not to Rollover
This week, after getting all the necessary forms from Vanguard to perform a rollover, I eventually decided not complete the transaction. Advantages With the market moving around like it is today, I’m...
View ArticleRaw Notes: The Bogleheads’ Guide to Investing
p.91 Random Walk – “A drunk standing in the middle of the road whose future movements can only be guessed.” Efficient markets and random walk are obscenities on Wall Street, where investors are...
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What to do When You’re Identity is Stolen
Having your identity stolen is a common occurrence these days, and the problem is only getting worse. The government is being extremely lenient towards credit agencies, in an attempt to grease the...
View ArticleChecklist for Switching From MS Money to Quicken
Since I first installed Microsoft Money on my computer, almost a full decade ago, I’ve always had a good sense of my financial net worth. The software provided two essential functions that I could not...
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The Best Sites For Quality Free Apps
The moment I created an iTunes account, I knew it had the potential to burn a hole through my wallet. With the iPhone and iTunes, apps can be downloaded simply with a handful of presses on your screen....
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Green Tip: Unplug Your Sonicare Toothbrush
I absolutely adore my Sonicare toothbrush. I’m at the point where my teeth simply don’t feel clean when I don’t use it. This is actually how I discovered this very simple green tip. I loved my...
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My 401(K) Five Year Return Chart
The above picture was taken from my iPhone while using Vanguard’s mobile app. If you use Vanguard, I highly recommend downloading their iPhone app, as its a one of the most sleek and intuitive...
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Five Ways to Tell You’re Getting Bad Financial Advice
1. It’s coming from CNBC March 11, 2008 – “Bear Stearns is fine. Bear Stearns is not in trouble. Don’t move your money from Bear. That’s just being silly. Don’t be silly.” – Jim Cramer March 16,...
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Three Quicken Tips for Former MS Money Users
As I’ve mentioned in earlier posts, I recently made the switch from Microsoft Money to Quicken 2010 Deluxe. While I had expected to go through a personal finance armageddon, it turned out to be a much...
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How to Write a Lame Investing Article
First and foremost, I don’t intend to single out MSN, as they do have some great personal finance authors on their website. Despite that fact, some of their articles and writers are simply a joke....
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Why I Switched From Money to Quicken
I didn’t want to switch. I was adamant about it. I even justified why I was sticking with MS Money. But the reason for switching from Money to Quicken came down to one simple fact: Money doesn’t work...
View ArticlePaid My Taxes This Week
I bought a copy of H&R Block At Home to complete my taxes this year. When all was said and done, I owed the IRS close to $4,000. I usually don’t do such a poor job of forecasting my tax...
View ArticleThings You Should Do at the End of the Quarter
It’s already past March 31, so the first quarter of the calendar year is over. Here are the things you should do to wrap up this period: 1. Get a Free Credit Report 2. Backup Your Computer Files 3....
View ArticleNet Worth Update: March 2010 – My Quicken Software is Live
Net Change: +$1,473.29 This was a really impressive month for me in terms of net worth. My net worth actually increased during a month where I paid nearly $4,000 in federal income taxes. (For an amount...
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2010 Goals: First Quarter Update
Cumulative Percentage Completed: 33% Total Goals Completed: 3 / 18 Below is a summary of all my 2010 goals and my progress against them: Additionally, I’ve included a bar / heat chart hybrid to track...
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Depressing Job Statistic of the Day
44% of the currently unemployed have been out of work for 6 months or more. Source: CNNMoney.com It’s been almost a year since I was unemployed and collecting checks from the government. The market...
View ArticleNet Worth Update: April 2010 – The Sky is Falling
Net Change: +$1,673.29 Investment Performance: +$277.14 Net Cashflow: +$1,396.15 Dining Out: $ (356.56) Groceries: $ (252.37) A good month overall, but as I write this, I already know that most of...
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Should I Use My Flex Spending Account (FSA)?
The answer to this question for most people is undoubtedly YES, regardless of what medical expenses you expect to incur in the upcoming year. If your health insurance plan offers a Flex Spending...
View ArticleMoney Tips from CNN
CNN Money recently had an article titled “21 Best Money Tips Ever,” showing money tips from various well known pundits. They included staples from the personal finance and investing world, with sage...
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Is Dave Ramsey a Hypocrite?
Well, I probably wouldn’t be posting this if I didn’t have compelling evidence that he was a hypocrite. I listen to Dave Ramsey’s show very often and I think he has pretty sound recommendations. The...
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Problems When Switching Over From Money to Quicken: Part 1
Before I made the switch over from Money to Quicken, I had heard a number of horror stories about people who had already gone through the process. Everything from computer crashes and forced reboots...
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Net Worth Update: July 2010 – Blind Optimism
Net Change: +$5,485.64 Net Cashflow: +$2,571.20 Investment Performance: +$2,914.44 July 2010 S&P Performance: +6.9% Food Spend Monthly Improvement: $ (52.36) Dining Out: $ (308.03) Groceries: $...
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Is Education the Next Market Bubble?
I recently came across the above chart from Clusterstock’s Chart of the Day. It shows the education “market” versus the rest of the market, during a period where we went through the worst financial...
View ArticleNet Worth Update: December 2010 – And So it Was
Net Change: +$3,944.14 Net Cashflow: +$825.46 Investment Performance: +$3,188.68 October 2010 S&P Performance: +5.2% Dining Out Spend: $ (313.79) This month, I barely noticed that the new year had...
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My Sacrifices for Attending Business School
I got my W-2 form today, as my company usually sends it a bit early. Now, I have friends that blow me out of the water, but I definitely make a decent salary at my current job – at least compared to...
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